Dental & Vision Coverage
Original Medicare doesn't cover routine dental or vision care. Here's how to get the coverage you need.
What Medicare Doesn't Cover
Original Medicare (Parts A & B) does not cover routine dental care, eyeglasses, contact lenses, or hearing aids. These are significant expenses for most seniors — and many are surprised to discover this gap when they first enroll in Medicare.
There are two main ways to get dental and vision coverage as a Medicare beneficiary: through a Medicare Advantage plan that includes these benefits, or through a standalone dental and/or vision plan.
Option 1: Medicare Advantage
Many Medicare Advantage plans include dental and vision benefits at no additional premium. Coverage varies by plan but may include:
- Annual dental cleanings and X-rays
- Basic restorative care (fillings, extractions)
- Major dental (crowns, dentures) on some plans
- Annual eye exams
- Allowance for eyeglasses or contacts
- Hearing exams and hearing aid allowance
Option 2: Standalone Plans
If you have Original Medicare or a Medicare Supplement plan, you can purchase standalone dental and vision coverage:
- Standalone dental plans from $20–$50/month
- Coverage for preventive, basic, and major dental
- Standalone vision plans from $10–$20/month
- Eye exam coverage + eyewear allowance
- Available from multiple carriers
- No network restrictions on some plans
Find Dental & Vision Coverage That Fits Your Budget
Deborah will compare dental and vision options and help you find the best coverage at the best price.