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Dental coverage of some kind can help you ensure the health of your teeth and gums. Unfortunately, if you are bearing the full brunt of the cost of dental care you may find it difficult to pay your dentist bills. Without dental insurance coverage, you may be tempted to skip regular cleanings and checkups, a decision that could lead to serious dental health problems.

At its most basic level, vision insurance helps cover the cost of routine eye exams, contact lenses and glasses. Additionally, most plans include one pair of glasses or contacts a year.